Insurance that fits your life

Clear,flexible cover for your income, life and critical illness. Designed to protect your family— in your brand colours.

FCA authorised Same-day quotes UK underwriters

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Our core products

Straightforward options with flexible benefit amounts and terms.

Income Protection

Replaces part of your income if you can’t work due to illness or injury.

  • Tax-free monthly payout after a chosen waiting period

  • Short-term (1-2 years) or full-term cover options

  • Back-to-work support and rehab services.

Life Insurance

Pays a cash lump sum to your loved ones if you die during the policy term.

  • Level , decreasing (mortgage) or whole-of-life

  • Can be written in trust to help avoid probate

Critical illness Cover

Pays a one-off amount if you’re diagnosed with a covered serious illness.

  • Core conditions plus enhanced cover options

  • Children’s critical illness available

  • Can be combined with life insurance

Family Income Benefit

provides a regular tax-free income to your family if you die during the policy term.

  • Choose monthly income amount & payment term

  • Monthly option or lump sum

  • Helps maintain your family’s lifestyle

Frequently asked questions

How do quotes work?

We ask a few health and lifestyle questions to match you with the most suitable underwriters. There’s no obligation to buy and your price is fixed for the term unless you choose indexation.

Can I cancel?

Yes, you can cancel any time. If you cancel after the cooling-off period, cover stops and no further payments are due.

Are claims difficult?

We support you throughout the claim and liaise with the insurer. Most claims require medical evidence and relevant documentation; our team will guide you step by step.

Do you play profession sports or just love to stay active?

Ensure you are covered for potential injuries with personalised accident cover.

We Specialise In Clients With Existing Medical Conditions!

We Specialise In Clients With Existing Medical Conditions! ⋆